Independent Market Intelligence

Structural adviser mobility risk. Quantified.

Atlas helps leadership teams and investors identify where workforce instability is building before it becomes visible in traditional retention data. Proprietary indices across the regulated UK advice market. Pre-visible. Quantified. Institutional.

About the Index

An independent intelligence index for the wealth management sector.

Atlas Intelligence analyses structural adviser mobility risk across UK wealth management firms. Our indices model where instability is building — before it registers in headcount data, client retention metrics or board reporting.

Atlas is not a recruitment firm. It is not a talent sourcing platform. It is a data intelligence index used by leadership teams and investors who need early visibility of adviser population risk following acquisitions, ownership transitions and consolidation events.

"Traditional retention data tells you what happened. Atlas tells you what is about to."

The Atlas Mobility Cycle

A four-stage structural model for adviser population risk.

01
Post-Deal Stability

Adviser population appears stable. Behavioural data begins accumulating. Integration quality determines the future risk trajectory.

02
Signal Emergence

Early leading indicators activate — earn-out windows narrowing, regulatory status stagnation, network mobility upticks.

Atlas activates here
03
Mobility Acceleration

Departure clustering begins. Competitive density pressure peaks. Contagion patterns spread across professional networks.

04
Structural Rebalancing

Population resets to new equilibrium. AMS recalibrates. Post-event data enriches future cycle modelling.

Intelligence Output

Population-level mobility scoring across the regulated advice market.

The Adviser Mobility Score™ (AMS) quantifies individual and cohort-level departure probability across defined behavioural and structural signals.

The Firm Vulnerability Index™ (FVI) aggregates adviser-level risk into firm-wide structural instability scores — enabling board-level and investor-grade monitoring of post-acquisition population risk.

Both indices operate ahead of visible attrition. Neither metric is available through any other market intelligence provider.

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Key Observations

Structural patterns that precede adviser mobility events.

Atlas models five primary signal types that consistently emerge in adviser populations before visible departure events occur. These patterns are observable 6–18 months before traditional retention data detects risk.

01

Acquisition-driven mobility

Adviser departure rates increase significantly in years 3–5 following acquisition, particularly where cultural integration has been limited.

02

Earn-out cliff effects

Earn-out expiry windows create concentrated departure risk. Atlas models the timing and magnitude of these structural triggers across the adviser population.

03

Competitive density pressure

Firms operating in regions with high competitor hiring activity face elevated attrition risk, particularly among mid-tenure advisers with portable client relationships.

04

Career plateau signals

Advisers who have not changed role, firm or regulatory status within defined periods show measurable increases in exploratory behaviour and eventual mobility.

05

Network contagion patterns

Departure events within professional networks create cascading mobility risk. Atlas tracks these patterns to identify emerging structural instability before it reaches board visibility.

Research & Case Studies

Institutional research on adviser population dynamics.

Case Study
AFH Mobility Cycle Case Study
Post-acquisition adviser instability in a large IFA consolidation

Tracking the 42-month adviser departure arc following a major regional acquisition, mapped against earn-out expiry windows and AMS signal emergence.

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Framework
Workforce Instability Framework
A structural model for pre-visible adviser risk

Atlas's proprietary five-factor framework for identifying adviser population instability before it registers in headcount or revenue data.

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Signal Analysis
UK Wealth Consolidation Signal Timeline
Mobility risk patterns across the 2019–2024 consolidation wave

A longitudinal analysis of adviser mobility signals across 18 significant consolidation events in the UK wealth management sector.

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Institutional Engagement

Atlas intelligence is available on a subscription and project briefing basis.

Engagements are confidential. Coverage is institutional. Briefings are available to qualified leadership teams and investors.

Currently accepting new coverage engagements for Q2 2026.

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